Disclaimer

CLWS LLC is a software company.

We calculate and we evidence. Someone else decides. We are not an insurance producer, an adjuster, a third-party administrator or a law firm. Adjusting claims, settling them or collecting premium triggers licensing in most states, and giving legal conclusions is not our trade. So we hold the record, we do the arithmetic, and we show the rule behind every figure. The employer and its licensed advisers decide what to do with it.

Nothing on this site or in the products is legal advice, insurance advice or a rating opinion.

A recomputation is an arithmetic result against a stated rule and scope. It is not a determination of what is owed.

A file map, a ledger or an export is a record of what happened. It is not a statement that any employer meets the requirements of any statute.

All figures, extracts and record examples shown on the site are illustrative and describe no identifiable company or person.

The employer and its licensed advisers decide what to do with any output.